[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cartrim.cz\/uver-schvaleny-v-rekordnim-case-jedine-u-nebankovnich-spolecnosti\/#Article","mainEntityOfPage":"https:\/\/www.cartrim.cz\/uver-schvaleny-v-rekordnim-case-jedine-u-nebankovnich-spolecnosti\/","headline":"\u00dav\u011br schv\u00e1len\u00fd v rekordn\u00edm \u010dase? Jedin\u011b u nebankovn\u00edch spole\u010dnost\u00ed!","name":"\u00dav\u011br schv\u00e1len\u00fd v rekordn\u00edm \u010dase? Jedin\u011b u nebankovn\u00edch spole\u010dnost\u00ed!","description":"Sou\u010dasn\u00e1 ekonomick\u00e1 situace nep\u0159eje nikomu, nen\u00ed tak \u017e\u00e1dn\u00fdm p\u0159ekvapen\u00edm, \u017ee \u0159ada lid\u00ed se v posledn\u00edch n\u011bkolika m\u011bs\u00edc\u00edch ocit\u00e1 doslova na hranici p\u0159e\u017eit\u00ed. To co naopak prosperuje a vzkv\u00e9t\u00e1 je \u00fav\u011brov\u00fd trh. Dle statistik se ka\u017ed\u00fd druh\u00fd \u010cech za sv\u016fj \u017eivot setk\u00e1 s n\u011bkter\u00fdm z nep\u0159ebern\u00e9ho mno\u017estv\u00ed \u00fav\u011brov\u00fdch produkt\u016f. Je to alarmuj\u00edc\u00ed? Pro v\u011bt\u0161inu lid\u00ed \u010dasto...","datePublished":"2021-02-19","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.cartrim.cz\/author\/#Person","name":"","url":"https:\/\/www.cartrim.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cartrim.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/%C5%BE%C3%A1dost%20o%20%C3%BAv%C4%9Br.jpg","url":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/%C5%BE%C3%A1dost%20o%20%C3%BAv%C4%9Br.jpg","height":0,"width":0},"url":"https:\/\/www.cartrim.cz\/uver-schvaleny-v-rekordnim-case-jedine-u-nebankovnich-spolecnosti\/","about":["Ekonomika"],"wordCount":409,"articleBody":"   Sou\u010dasn\u00e1 ekonomick\u00e1 situace nep\u0159eje nikomu, nen\u00ed tak \u017e\u00e1dn\u00fdm p\u0159ekvapen\u00edm, \u017ee \u0159ada lid\u00ed se v posledn\u00edch n\u011bkolika m\u011bs\u00edc\u00edch ocit\u00e1 doslova na hranici p\u0159e\u017eit\u00ed. To co naopak prosperuje a vzkv\u00e9t\u00e1 je \u00fav\u011brov\u00fd trh. Dle statistik se ka\u017ed\u00fd druh\u00fd \u010cech za sv\u016fj \u017eivot setk\u00e1 s n\u011bkter\u00fdm z nep\u0159ebern\u00e9ho mno\u017estv\u00ed \u00fav\u011brov\u00fdch produkt\u016f. Je to alarmuj\u00edc\u00ed? Pro v\u011bt\u0161inu lid\u00ed \u010dasto jedin\u00e1 mo\u017enost jak zafinancovat nenad\u00e1l\u00e9 v\u00fddaje, na kter\u00e9 u\u017e v rodinn\u00e9m rozpo\u010dtu zkr\u00e1tka nezb\u00fdv\u00e1. Nen\u00ed v\u0161ak \u017e\u00e1dnou v\u00fdjimkou, \u017ee \u0159ada lid\u00ed vol\u00ed rychl\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry jako cestu k p\u0159eklenut\u00ed ur\u010dit\u00e9ho obdob\u00ed do dal\u0161\u00ed v\u00fdplaty. Alarmuj\u00edc\u00ed tedy je, \u017ee my \u010ce\u0161i nejsme zvykl\u00ed \u0161et\u0159it a myslet na ne\u010dekan\u00e9 v\u00fddaje. \u017dijeme doslova z minuty na minutu a nehled\u00edme na budoucnost. Kdy\u017e u\u017e se ale dostaneme do t\u011b\u017ek\u00e9 \u017eivotn\u00ed situace, je zapot\u0159eb\u00ed v n\u00ed dlouho nesetrvat. \u0158ada lid\u00ed tak s vidinou rychl\u00e9 p\u016fj\u010dky m\u00ed\u0159\u00ed za spolehliv\u00fdm bankovn\u00edm poskytovatelem. Banky jsou sice v poskytov\u00e1n\u00ed \u00fav\u011bru pro mnoho lid\u00ed st\u00e1le jedni\u010dkou, co se t\u00fdk\u00e1 d\u016fv\u011bryhodnosti, jejich slo\u017eit\u00fd schvalovac\u00ed proces u ka\u017ed\u00e9ho \u017eadatele je v\u0161ak velmi zdlouhav\u00fd. V p\u0159\u00edpad\u011b, kdy pot\u0159ebujeme pen\u00edze co mo\u017en\u00e1 nejrychleji, se tedy vyplat\u00ed zam\u00ed\u0159it do nebankovn\u00edch spole\u010dnost\u00ed. Ty tam jsou doby, kdy si s sebou nesly nebankovn\u00ed p\u016fj\u010dky pov\u011bst coby nev\u00fdhodn\u00fdch a p\u0159edra\u017een\u00fdch \u00fav\u011brov\u00fdch produkt\u016f, nav\u00edc \u010dasto se skryt\u00fdmi poplatky. Pro mnoh\u00e9, kter\u00fdm banky odm\u00edtly p\u016fj\u010dit, znamenaj\u00ed mnohdy jedinou z\u00e1chranou stanici p\u0159ed krachem. A\u0165 u\u017e se jedn\u00e1 o b\u011b\u017en\u00e9 spot\u0159ebitelsk\u00e9 \u00fav\u011bry v \u0159\u00e1du n\u011bkolika tis\u00edc korun nebo v\u011bt\u0161\u00ed v podob\u011b hypot\u00e9ky na dru\u017estevn\u00ed byt, d\u016fm \u010di rekonstrukci, st\u00e1le je nebankovn\u00ed sektor v poskytov\u00e1n\u00ed \u00fav\u011br\u016f pro mnoh\u00e9 benevolentn\u011bj\u0161\u00ed. Spoustu \u017eadatel\u016f na bankovn\u00ed p\u016fj\u010dku zkr\u00e1tka v\u016fbec nedos\u00e1hne kv\u016fli n\u00edzk\u00e9mu p\u0159\u00edjmu, negativn\u00edmu z\u00e1znamu v registru dlu\u017en\u00edk\u016f nebo pracovn\u00ed smlouv\u011b. U nebankovn\u00edch spole\u010dnost\u00ed je ale pot\u0159eba po\u010d\u00edtat s vy\u0161\u0161\u00ed \u00farokovou sazbou ne\u017e je tomu v bankovn\u00edm sektoru.                                                                                                                                                                                                                                                                                                                                                                                           3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u00dav\u011br schv\u00e1len\u00fd v rekordn\u00edm \u010dase? Jedin\u011b u nebankovn\u00edch spole\u010dnost\u00ed!","item":"https:\/\/www.cartrim.cz\/uver-schvaleny-v-rekordnim-case-jedine-u-nebankovnich-spolecnosti\/#breadcrumbitem"}]}]