[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cartrim.cz\/nekdy-je-zapotrebi-pujcka\/#Article","mainEntityOfPage":"https:\/\/www.cartrim.cz\/nekdy-je-zapotrebi-pujcka\/","headline":"N\u011bkdy je zapot\u0159eb\u00ed p\u016fj\u010dka","name":"N\u011bkdy je zapot\u0159eb\u00ed p\u016fj\u010dka","description":"Je cel\u00e1 \u0159ada \u017eivotn\u00edch situac\u00ed, kdy je t\u0159eba za n\u011bco utratit pen\u00edze. N\u011bkdy je to nezbytn\u00e9, n\u011bkdy by se to hodilo, n\u011bkdy \u010dlov\u011bk jenom chce. Ov\u0161em lze tak pochopiteln\u011b u\u010dinit jedin\u011b v p\u0159\u00edpad\u011b, \u017ee doty\u010dn\u00fd \u010dlov\u011bk ony pot\u0159ebn\u00e9 pen\u00edze tak\u00e9 m\u00e1. A to rozhodn\u011b nen\u00ed samoz\u0159ejmost. I kdy\u017e jsou mezi n\u00e1mi lid\u00e9, kte\u0159\u00ed s pen\u011bzi...","datePublished":"2020-04-19","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.cartrim.cz\/author\/#Person","name":"","url":"https:\/\/www.cartrim.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cartrim.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/jihoafrick%C3%A1%20pen%C4%9B%C5%BEenka.jpg","url":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/jihoafrick%C3%A1%20pen%C4%9B%C5%BEenka.jpg","height":0,"width":0},"url":"https:\/\/www.cartrim.cz\/nekdy-je-zapotrebi-pujcka\/","about":["Ekonomika"],"wordCount":436,"articleBody":"   Je cel\u00e1 \u0159ada \u017eivotn\u00edch situac\u00ed, kdy je t\u0159eba za n\u011bco utratit pen\u00edze. N\u011bkdy je to nezbytn\u00e9, n\u011bkdy by se to hodilo, n\u011bkdy \u010dlov\u011bk jenom chce. Ov\u0161em lze tak pochopiteln\u011b u\u010dinit jedin\u011b v p\u0159\u00edpad\u011b, \u017ee doty\u010dn\u00fd \u010dlov\u011bk ony pot\u0159ebn\u00e9 pen\u00edze tak\u00e9 m\u00e1. A to rozhodn\u011b nen\u00ed samoz\u0159ejmost.I kdy\u017e jsou mezi n\u00e1mi lid\u00e9, kte\u0159\u00ed s pen\u011bzi vych\u00e1zej\u00ed, je tu i nespo\u010det t\u011bch, kdo s nimi maj\u00ed probl\u00e9my. N\u011bkdy men\u0161\u00ed, n\u011bkdy v\u011bt\u0161\u00ed a n\u011bkdy p\u0159\u00edmo nezvladateln\u00e9. A zejm\u00e9na ti posledn\u011b zm\u00edn\u011bn\u00ed si rozhodn\u011b nemohou sv\u016fj \u017eivot pochvalovat. Proto\u017ee se mus\u00ed uskrom\u0148ovat t\u0159eba i v t\u011bch naprosto nejnezbytn\u011bj\u0161\u00edch z\u00e1le\u017eitostech a nejednou nemaj\u00ed prost\u0159edky ani na to, co je skute\u010dn\u011b d\u016fle\u017eit\u00e9.A co si po\u010d\u00edt tehdy, kdy\u017e se n\u011bco mus\u00ed st\u016fj co st\u016fj zaplatit, jen\u017ee nen\u00ed \u010d\u00edm?V takov\u00e9 chv\u00edli je nejednou nezbytn\u00e9 si pen\u00edze, jich\u017e se nedost\u00e1v\u00e1, p\u016fj\u010dit. Tedy obr\u00e1tit se na n\u011bkoho, kdo je m\u00e1, nejsp\u00ed\u0161e tedy na n\u011bkterou z finan\u010dn\u00edch instituc\u00ed.\u017de na tom nic nen\u00ed? Pokud si to mysl\u00edte, pak zjevn\u011b nejste v obraze. Proto\u017ee poskytovatel\u016f p\u016fj\u010dek u n\u00e1s sice m\u00e1me dost, ale v\u011bt\u0161ina z nich se vyzna\u010duje t\u00edm, \u017ee jenom tak n\u011bkomu nep\u016fj\u010d\u00ed. M\u00e1 \u017eadatel dejme tomu jenom n\u00edzk\u00e9 p\u0159\u00edjmy? M\u00e1 nevaln\u011b vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed? M\u00e1 z\u00e1znam v registrech dlu\u017en\u00edk\u016f? M\u00e1 exekuce na krku? Pak m\u00e1 tak\u00e9 ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f od sam\u00e9ho po\u010d\u00e1tku sm\u016flu. Nikdo mu sice nebr\u00e1n\u00ed v tom, aby si za\u017e\u00e1dal t\u0159eba o n\u011bjakou bankovn\u00ed p\u016fj\u010dku, jen\u017ee to dopadne poka\u017ed\u00e9 stejn\u011b. Po prov\u011b\u0159en\u00ed bude takov\u00e1 \u017e\u00e1dost zam\u00edtnuta. Banka p\u0159ece nep\u016fj\u010d\u00ed nikomu, u koho je riziko, \u017ee nebude schopen spl\u00e1cet.Ale nebankovn\u00ed instituce na\u0161t\u011bst\u00ed nab\u00edzej\u00ed pomoc i takto problematick\u00fdm \u017eadatel\u016fm. T\u0159eba americk\u00e1 hypot\u00e9ka je tu i pro ty, kdo nemaj\u00ed pomalu co nab\u00eddnout. Samoz\u0159ejm\u011b za p\u0159edpokladu, \u017ee tito mohou nab\u00eddnout alespo\u0148 to, \u017ee daj\u00ed za p\u016fj\u010dku do z\u00e1stavy nemovitost. V takov\u00e9m p\u0159\u00edpad\u011b jim tu z\u0159ejm\u011b vyhov\u011bno bude. Navzdory \u010detn\u00fdm probl\u00e9m\u016fm tu pen\u00edze z\u00edskaj\u00ed. A budou tak moci \u017e\u00edt jako lid\u00e9.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdy je zapot\u0159eb\u00ed p\u016fj\u010dka","item":"https:\/\/www.cartrim.cz\/nekdy-je-zapotrebi-pujcka\/#breadcrumbitem"}]}]