[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cartrim.cz\/ani-nizke-prijmy-nemusi-vadit\/#Article","mainEntityOfPage":"https:\/\/www.cartrim.cz\/ani-nizke-prijmy-nemusi-vadit\/","headline":"Ani n\u00edzk\u00e9 p\u0159\u00edjmy nemus\u00ed vadit","name":"Ani n\u00edzk\u00e9 p\u0159\u00edjmy nemus\u00ed vadit","description":"M\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy? Anebo m\u00e1te pouze takov\u00fd pocit, t\u0159eba proto, \u017ee jste byli ned\u00e1vno v bance, kde v\u00e1m to tvrdili? Pokud p\u00e1tr\u00e1te po hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, abyste mohli z\u00edskat pen\u00edze, ani\u017e byste dolo\u017eili, jak\u00fd je v\u00e1\u0161 re\u00e1ln\u00fd m\u011bs\u00ed\u010dn\u00ed rozpo\u010det, tak bude va\u0161e p\u00e1tr\u00e1n\u00ed marn\u00e9 \u2013 hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f v\u00e1m u\u017e nikdo ned\u00e1 \u2013...","datePublished":"2019-09-13","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.cartrim.cz\/author\/#Person","name":"","url":"https:\/\/www.cartrim.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/53c590fdd1ec24ee297a15a00a0829b5191e9163e4cc5dbbee20ed40fcc30ad9?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cartrim.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/img_a343715_w2600_t1556883703.jpg","url":"https:\/\/www.cartrim.cz\/wp-content\/uploads\/img_a343715_w2600_t1556883703.jpg","height":0,"width":0},"url":"https:\/\/www.cartrim.cz\/ani-nizke-prijmy-nemusi-vadit\/","about":["Online"],"wordCount":415,"articleBody":"  M\u00e1te n\u00edzk\u00e9 p\u0159\u00edjmy? Anebo m\u00e1te pouze takov\u00fd pocit, t\u0159eba proto, \u017ee jste byli ned\u00e1vno v bance, kde v\u00e1m to tvrdili? Pokud p\u00e1tr\u00e1te po hypot\u00e9ce bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f, abyste mohli z\u00edskat pen\u00edze, ani\u017e byste dolo\u017eili, jak\u00fd je v\u00e1\u0161 re\u00e1ln\u00fd m\u011bs\u00ed\u010dn\u00ed rozpo\u010det, tak bude va\u0161e p\u00e1tr\u00e1n\u00ed marn\u00e9 \u2013 hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f v\u00e1m u\u017e nikdo ned\u00e1 \u2013 ka\u017ed\u00fd v\u011b\u0159itel je povinen ov\u011b\u0159it, jak si na tom po finan\u010dn\u00ed str\u00e1nce stoj\u00edte. Ale nemus\u00edte se b\u00e1t, nebankovn\u00ed spole\u010dnost nen\u00ed banka \u2013 zde plat\u00ed, \u017ee se p\u0159\u00edjmy ka\u017ed\u00e9ho \u017eadatele posuzuj\u00ed individu\u00e1ln\u011b. A to znamen\u00e1 jedin\u00e9 \u2013 cestu k v\u00fdhodn\u00e9 p\u016fj\u010dce m\u00e1te volnou.\u010casto se st\u00e1v\u00e1, \u017ee kdy\u017e se p\u0159\u00edjmy \u017eadatel\u016f a jejich v\u00fddaje posoud\u00ed podle skute\u010dn\u00e9 situace a ne podle odhad\u016f a univerz\u00e1ln\u00edch tabulek, tak vyjde najevo, \u017ee je \u017eadatel schopn\u00fd po\u017eadovan\u00fd \u00fav\u011br spl\u00e1cet. Proto nev\u00e1hejte, pokud podobn\u00fd probl\u00e9m tr\u00e1p\u00ed i v\u00e1s a nechte sv\u00e9 p\u0159\u00edjmy individu\u00e1ln\u011b posoudit v nebankovn\u00ed spole\u010dnosti, kde nebudete jen jedn\u00edm bezejmenn\u00fdm klientem z mnoha. Nicm\u00e9n\u011b v\u011bd\u011bt byste jist\u011b m\u011bli i to, \u017ee kdy\u017e chcete z\u00edskat nebankovn\u00ed hypot\u00e9ku v nebankovn\u00ed spole\u010dnosti, mus\u00edte se za takov\u00fd \u00fav\u011br zaru\u010dit nemovitost\u00ed. Pr\u00e1v\u011b proto, \u017ee nebankovn\u00ed spole\u010dnost vych\u00e1z\u00ed vst\u0159\u00edc i v\u00edce rizikov\u00fdm klient\u016fm, pot\u0159ebuje v\u011bt\u0161\u00ed z\u00e1ruky, \u017ee o p\u016fj\u010den\u00e9 pen\u00edze nep\u0159ijde. A pr\u00e1v\u011b takovou vhodnou z\u00e1rukou se m\u016f\u017ee st\u00e1t nemovitost. Na tom, jakou nemovitost pou\u017eijete jako z\u00e1ruku, vlastn\u011b ani moc nez\u00e1le\u017e\u00ed. M\u016f\u017ee to b\u00fdt v\u00e1\u0161 d\u016fm, byt, zahrada anebo cokoli jin\u00e9ho, a dokonce to ani nemus\u00ed b\u00fdt va\u0161e vlastn\u00ed nemovitost, pokud s t\u00edm bude jej\u00ed skute\u010dn\u00fd vlastn\u00edk souhlasit. Pokud vy sami \u017e\u00e1dnou dostate\u010dnou z\u00e1ruku v podob\u011b nemovitosti poskytnout nem\u016f\u017eete, sta\u010d\u00ed, kdy\u017e oslov\u00edte spoluru\u010ditele, kter\u00fd se sv\u00fdm vlastn\u00edm majetkem zaru\u010d\u00ed za va\u0161i p\u016fj\u010dku. M\u016f\u017ee to b\u00fdt n\u011bkdo z va\u0161\u00ed rodiny, n\u011bkdo z va\u0161ich p\u0159\u00e1tel anebo t\u0159eba klidn\u011b i ochotn\u00fd soused \u2013 m\u016f\u017ee to b\u00fdt prost\u011b kdokoli, kdo v\u00e1m vyjde vst\u0159\u00edc.                                                                                                                                                                                                                                                                                                                                                                                         4.7\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ani n\u00edzk\u00e9 p\u0159\u00edjmy nemus\u00ed vadit","item":"https:\/\/www.cartrim.cz\/ani-nizke-prijmy-nemusi-vadit\/#breadcrumbitem"}]}]